Millionaire Cracker Candy Recipe: A Saltine, Toffee, & Chocolate Treat

Updated on December 18, 2017
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Jan has been cooking and writing about food for over twenty years and has cooked on multiple television stations, including Food Network.

Millionaire cracker candy/saltine toffee candy with chocolate and almonds—this stuff is fantastic. Luscious buttery toffee, chocolate, and almonds are a perfect combination.
Millionaire cracker candy/saltine toffee candy with chocolate and almonds—this stuff is fantastic. Luscious buttery toffee, chocolate, and almonds are a perfect combination.

I've had soda-cracker candy—also known as saltine candy—and, frankly, wasn't impressed. Matter of fact, I was somewhat put off. It was ugly, unappealing, and just didn't look good. Frankly, it looked like saltines with chocolate. Ew. It tasted OK but not great enough for me to want to have any more of it.

Then I started thinking about millionaire shortbread. This is a simple shortbread that is then dressed up with the addition of chocolate and caramel, maybe nuts—and I realized that the simple country cracker candy should have the same lavish spa treatment that had been given to millionaire shortbread. Think Ellie Mae Clampett getting a makeover by Zsa Zsa Gabor.

At the same time, it had to still be super easy. I want to look like a rockstar, but I don't want to work very hard at it. So after a couple of attempts, I got exactly what I wanted - Millionaire Cracker Candy. The same ease as the traditional country saltine cracker candy, but oh the difference in results!

I swapped out jarred caramel for making a lightning-quick homemade toffee. Baking the toffee into the crackers created a casing around the crackers - meaning the homey, ugly crackers didn't show. (Like not showing your Spanx under a ballgown).

Spreading the chocolate creates a lovely peekaboo effect for the toffee layer, and of course, the gorgeous almonds are just the perfect finishing touch. None of which would matter if the candy didn't taste as good as it looks. But it does - leading my daughter to announce to the other kids - "OMG! Mom's making crack!"

There you have it. Supermom. No effort. Win, win, win.

Ingredients

This list is so short it's almost embarrassing. Almost.

  • 1 sleeve saltine crackers (maybe a few more depending on the size of your baking sheet)
  • 1 1/2 cups butter
  • 1 1/2 cups brown sugar
  • 2 cups chocolate chips
  • 2 tablespoons shortening
  • 2 cups chopped almonds (you can use slivered almonds if you like)

Directions

  1. Preheat oven to 350F°.
  2. Cover a baking sheet with foil or parchment paper. Lay crackers out on the baking sheet in a single layer. This takes about a sleeve or so - maybe a few more or less depending on the size of your baking sheet. Set aside.
  3. In a medium saucepan over medium heat, melt the butter and brown sugar. Let this come up to temperature relatively slowly - don't crank the heat up. Once it does come to a full boil, boil for right at three minutes. *Important - don't skimp on the size of the saucepan. Bigger is better - and safer. Boiling sugar is liquid napalm - you don't want it boiling over and making a huge mess (nothing is worse to clean up than spilled boiled sugar). Or even worse - getting on your skin. Trust me on this one.
  4. Pour boiled toffee (butter/sugar) evenly over the crackers. Go a little slowly - it'll spread out nicely on its own. If need be, nudge it a bit to cover the surface of all the crackers. The toffee will slow underneath and between the crackers, and create a pretty uniform sheet. That's exactly right.
  5. Bake cracker/toffee stuff for just at five minutes. That's literally all it takes.
  6. While toffee is baking, chop almonds. Remove toffee from the oven, and while still bubbly, spread the top with the chocolate chips, then sprinkle on almonds.
  7. Let the chips soften for a couple of minutes, then spread them out with a rubber spatula, patting the almonds down. Stick the baking sheet in the fridge and let it chill for at least 3 hours.
  8. Once chilled through, break the candy into pieces. Protect from invaders.

Lay Out Crackers

On a parchment lined baking sheet, lay out the saltine crackers. Keep them touching but not overlapping - although in all honesty, they'll wiggle out of place when you pour on the toffee and then bake. No problem. This is easy stuff.
On a parchment lined baking sheet, lay out the saltine crackers. Keep them touching but not overlapping - although in all honesty, they'll wiggle out of place when you pour on the toffee and then bake. No problem. This is easy stuff.

Butter and Brown Sugar

Make the toffee layer by melting together equal parts butter and brown sugar. You can use salted or unsalted - it doesn't matter. I'm Southern so I use salted, but no fret about that part.
Make the toffee layer by melting together equal parts butter and brown sugar. You can use salted or unsalted - it doesn't matter. I'm Southern so I use salted, but no fret about that part.

Boil Three Minutes

Bring the butter and brown sugar up to a boil, and let it boil for 3 minutes. This creates that stunningly delicious butter toffee flavor. It's only three minutes - so be patient.
Bring the butter and brown sugar up to a boil, and let it boil for 3 minutes. This creates that stunningly delicious butter toffee flavor. It's only three minutes - so be patient.

Pour Toffee Over Crackers

Slowly pour toffee over the top of the saltine crackers. If you move slowly, you won't knock all your crackers out of whack. The toffee will self-level pretty much, so don't stress.
Slowly pour toffee over the top of the saltine crackers. If you move slowly, you won't knock all your crackers out of whack. The toffee will self-level pretty much, so don't stress.

Chop Almonds

You can certainly use slivered almonds, but I buy whole almonds in bulk which are amazingly less expensive. So I take just a minute or two and chop mine.
You can certainly use slivered almonds, but I buy whole almonds in bulk which are amazingly less expensive. So I take just a minute or two and chop mine.

Sprinkle on Chips and Almonds

When the hot toffee comes out of the oven, immediately sprinkle on chocolate chips. This melts the chocolate so you can spread it. Sprinkle the almonds on top and let it sit for a couple of minutes to soften the chocolate chips to spread-ability.
When the hot toffee comes out of the oven, immediately sprinkle on chocolate chips. This melts the chocolate so you can spread it. Sprinkle the almonds on top and let it sit for a couple of minutes to soften the chocolate chips to spread-ability.

Change it Up!

You can change up this recipe any way you like. Use other types of nuts - walnuts, pecans, cashews - or none at all. You can toast nuts before adding them for even more flavor. Drizzle the finished candy with white chocolate, or add sprinkles to match a holiday or birthday. I particularly like metallic dragees - but I like anything that sparkles. Make it your way and it'll be even more special!

Spread Out the Chocolate

With the back of a silicone spoon or spatula, gently spread out the softened chocolate, pressing the almonds into the chocolate as you go.
With the back of a silicone spoon or spatula, gently spread out the softened chocolate, pressing the almonds into the chocolate as you go.

When I said Protect from Invaders...

Chill the candy for at least three hours - this lets it set so you can break it into pieces. I think the invader here was either Bladen or Lanthe, possibly both of them. They used a 'distract and snatch' method.
Chill the candy for at least three hours - this lets it set so you can break it into pieces. I think the invader here was either Bladen or Lanthe, possibly both of them. They used a 'distract and snatch' method.

Ready to Go

Once chilled, break into pieces and it's ready. You can use a sharp knife to cut even pieces if you want, but I'm into the 'rustic' style (also known as lazy).
Once chilled, break into pieces and it's ready. You can use a sharp knife to cut even pieces if you want, but I'm into the 'rustic' style (also known as lazy).

Check out the Quick Tutorial!

© 2017 Jan Charles

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    • DixieMockingbird profile image
      Author

      Jan Charles 3 weeks ago from East Tennessee

      Hi Jeannie - You melt it with the chocolate. That keeps the chocolate from seizing up.

    • profile image

      Jeannie Danielson Poehls 3 weeks ago

      I was wondering, what do I do with the 2 tablespoons of shortening?

    • Rachel L Alba profile image

      Rachel L Alba 4 weeks ago from Every Day Cooking and Baking

      This looks so good. It would be a real treat for Christmas presents. Thanks for the recipe and idea.

      Blessings to you.

    • DixieMockingbird profile image
      Author

      Jan Charles 4 weeks ago from East Tennessee

      Oh Ruth - it's so good!

    • dietcook profile image

      Ruth 4 weeks ago from St. Paul. MN

      Looks really good to eat!

    • DixieMockingbird profile image
      Author

      Jan Charles 4 weeks ago from East Tennessee

      That's exactly what I love about it, Jill!

    • The Dirt Farmer profile image

      Jill Spencer 5 weeks ago from United States

      This sounds good-- the salty and the sweet together.