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Millionaire's Pie Recipe

Updated on April 06, 2016

Millionaire's Pie Recipe

Legend has it that this delicious pie was first made in the Myrtle Beach area of South Carolina. The pie was so rich and delicious, so they decided to name it "Millionaire's Pie." Before long, the recipe had spread all over the country, but the name stuck. There are several versions, but here is what I consider to be the best one. Try it and see what you think and post a comment below.


  • Graham cracker pie shell
  • One 8-ounce package of softened cream cheese
  • 1/2 cup sugar
  • One 8 ounce can of crushed pineapple, undrained
  • One cup fresh frozen coconut. (Save 1 tablespoon)
  • One cup pecans, finely chopped
  • One 8-ounce container Cool Whip


  1. Cream together cream cheese and sugar with a hand mixer for 3-4 minutes. Add in the pineapple, coconut, and pecans and mix together very well.
  2. Now fold in half of the whip and mix well together
  3. Pour into the graham cracker pie shell.
  4. Take the other half of the cool whip and place it on top of the pie.
  5. Toast the tablespoon of reserved coconut to golden brown under your broiler and sprinkle it on top of your pie for garnish.
  • Cover the pie and place back in the freezer. When ready to serve, let the pie thaw just enough to be able to be able to cut into it.
  • Serve on saucers or plates that you have had in the freezer for at least four hours—it will work even better if they have been in the freezer over night.
  • If you wish, you garnish the top of your pie with a maraschino cherry.

My Experience

I was one of the first people to make this pie at Hanna's Cafeteria in Surfside Beach South Carolina in 1979. I got the recipe from my Mom and, over time, I would say I have made tens of thousands of these pies. I know I make it better than anyone else on Earth.

Here are some of the accolades I have received for this pie alone:

  • I won a gold ribbon for it at the 1999 Miami Food Show and $500.00 cash.
  • I won a first place trophy and $100.00 cash for this recipe at the Pikes Place Pie Contest in 2000.


I hope you will make the pie and let me know what you think. I think the recipe as made is wonderful, but you can add to it or take away things if you want to. However you do it I bet it will be delicious. I hope one is in your future real soon.

  • You can choose to add cherries to the pie or not. Sometimes I make it with and sometime I don't. If you really want it to stand out, then by all means, make it with the cherries.
  • I recently made this pie into cupcakes and people just simply loved it that way as well. I used tin foil cup cake papers and made the pie in the cup cake papers and then I served one little millionaire pie cupcake to each person, and they loved it that way. You can do them this way for a dinner party and people will be sure to love them.

I do believe the first pie of this kind was made in and around Myrtle Beach and Charleston South Carolina. I know that in the summer of 1979, I made several thousand of these pies and I know I am always told it is the best that people have ever tried. In fact, I'm going to be making several of these and entering them in a local cooking contest soon. I will be sure to post photos of the pies.

I believe that I make this pie better than anyone else, and if you need help making it just post a comment below and post your question.

Thanks! Enjoy.


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    • crazyhorsesghost profile image

      Thomas Byers 2 years ago from East Coast , United States

      Thanks for the report and comment Amber. It is a great pie. And I'm glad it turned out great for you. Thanks.

    • amber 2 years ago

      We tried this for Thanksgiving this year and it was AMAZING!!!!!! Best ever!

    • lynn 2 years ago

      millionarie pie option would be great with glaze pecans. Or bananas on top.

    • crazyhorsesghost profile image

      Thomas Byers 3 years ago from East Coast , United States

      Yes the cool whip is thawed.

    • Suzette 3 years ago

      Is the Cool Whip thawed first for the Millionaries Pie recipe?

    • Barbara 3 years ago

      This is the exact pie I have been making for 30 years or so. My daughters favorite, but we call it Million dollar pie

    • Suzette 3 years ago

      I just made this pie tonight and its chilling in the fridge. I can't wait to dig into it! Added a can of mandarin oranges to the cream cheese mixture and then cut up a banana in thin slices to lay down directly over he crust layer. Thanks for posting this! I'm sure this will be one that I will need to add to the rotation. :)

    • crazyhorsesghost profile image

      Thomas Byers 3 years ago from East Coast , United States

      In the freezer section of most grocery stores.

    • Karin 3 years ago

      I've been making these since I was a child and that was many, many years ago. We call them Million Dollar Pies. I also got the recipe from my mom.

    • mary, 3 years ago

      where do u get fresh frozen coconut

    • 4 years ago

      I use to watch my Aunt make this pie when I was a kid. I couldn't wait for it to get ready so I could have some. She has been gone for a long time, and I am thrilled to find this receipe so I can make it. Thank you so much.

    • crazyhorsesghost profile image

      Thomas Byers 4 years ago from East Coast , United States

      I use both. In the photo it is a indeed a traditional crust. But you can easily use a graham cracker crust.

    • Brenda 4 years ago

      The crust in the picture looks like a traditional type dough pie crust. The recipe, and your discussion about it, talk about using a graham cracker crust. I imagine both would work equally well, but do you use the graham cracker crust on the pies you make that are getting such high praise?

      Thanks for posting. This looks amazing!

    • Sue Brenner 4 years ago

      This has been served at Furr's Cafeterias for many years.

    • Danielle E 4 years ago

      I was wondering the same thing about using fresh whipped cream. I don't like using unnatural foods either. The trick would be figuring out how much cream to whip to get the same volume.

    • Diane FIRESTINE 4 years ago

      I do not usually like to use unnatural foods might I successfully substitute whipped fresh cream for the cool whip and get a similar result? Thanks to anyone who has tried this and cares to share!

    • crazyhorsesghost profile image

      Thomas Byers 4 years ago from East Coast , United States

      Your very welcome.

    • Rosemary 4 years ago

      Thank You!!! ;)

    • crazyhorsesghost profile image

      Thomas Byers 4 years ago from East Coast , United States

      Yes you can use baking coconut and it should work perfect.

    • Rosemary 4 years ago

      Oh in the city,I'm on long Island, but I'll keep looking in different supermarkets.I do go to the city a times. I just have to make this. I meant could you use baking coconut?

    • crazyhorsesghost profile image

      Thomas Byers 4 years ago from East Coast , United States

      Frozen coconut in the bag is what I'm talking about. I've bought it in New York City supermarkets.

    • Rosemary 4 years ago

      Looks so good,I love anything coconut. But we don't have frozen coconut here in NY. I guess I can't make it then ;(. Or can you use coconut in the bag?

    • crazyhorsesghost profile image

      Thomas Byers 4 years ago from East Coast , United States

      It is a very good pie.

    • MomOfour 4 years ago

      I think I will make this tomorrow for my daughters birthday!

    • crazyhorsesghost profile image

      Thomas Byers 4 years ago from East Coast , United States

      Fresh frozen coconut is sold in a package in the freezer section here in North Carolina.

    • tikitacky 4 years ago

      "Fresh Frozen Coconut"? Where do you get that? Or do you buy a coconut and grate the meat yourself then freeze it? I've never seen fresh frozen coconut before.

    • donna 4 years ago

      we called it million dollar pie, was always a favorite in our house!!!

    • sissy 4 years ago

      What is fresh frozen coconut, this sounds yummy and can't wait to try it

    • momaloney 4 years ago

      Looks wonderful...will try it this weekend. Hubby will think I am nuts...but he will like it! Thanks for sharing!!

    • fromsc 4 years ago

      i grew up in charleston and had a neighbor who used to make this for us. saw your photo on pintrest and recognized it right away. i haven't had this since i was a little girl- but still remember how great it was... never knew the name it look it up.

      thank you, thank you... can't wait to have it again!

    • Christine D2 4 years ago

      I just made this but I put my own spin on it..instead of pineapple, I used fruit cocktail. Also, I used the hard Italian Lady Fingers drizzled with peach schnapps for the crust..yum!

    • Terry 4 years ago

      I can hardly wait to try this. I like the add banana, maybe even a few choc chips!

    • Dori 4 years ago

      My mom made this pie back in the late 70's early 80's!! She's gone now and I'm glad to find the recipe!

    • Beth 4 years ago

      my first job was a dishwasher at a cafe they served Millionaire pie on holidays...YUM!

    • Patricia 4 years ago

      Eat in moderation! Fabulous! Yes, thank you for sharing!

    • Delores Routh 4 years ago

      Can't wait to try. Looks delicious!

    • cindy 4 years ago

      The most delicious pie ever, has all my favorite ingredients in it!!! Will make it again. Thanks for sharing it.

    • Treadie 4 years ago

      The version I've seen has no sugar or cream cheese but instead 1 can of eagle brand sweetened condensed milk. Yummy

    • crazyhorsesghost profile image

      Thomas Byers 5 years ago from East Coast , United States

      Thanks about all the great comments about the pie. It is one of the most wonderful pies you will ever taste.

    • fefe 6 years ago

      I make it the same but I add a bananna to the bottom before I put the cream cheese in it now my family calls it war pie( they fight over the last piece)

    • kangakrazy 6 years ago

      this is a good idea for the school contest i think i'll try it!!!

    • Barkarker 6 years ago

      I first had this pie in Munson,Fla. I was around 4 years old and it was Thanksgiving Day. My Aunt brought it to my Granny's house but it was made a bit different then above, no sugar was added. It is very simple to make.

      The version we had:

      In a mixer mix the cream cheese (left out to get to room temp. about 15 mins) two tubs of cool whip. After that is well mixed together add drained crushed pineapple, crushed up pecans, and coconut. Mix all together then spoon into the grahm cracker pie crusts (it makes 2 pies)and let stand in fridge for an hour and serve.

      I do love this pie!! I make it often. : )

    • crazyhorsesghost profile image

      Thomas Byers 7 years ago from East Coast , United States

      Millionaire Pie is one of the best pies you will ever eat. Let me know when you make it how it turns out for you.

    • elisabethkcmo profile image

      elisabethkcmo 7 years ago from Just East of Oz

      Wow, this sounds really good... bookmarked this one!


    • crazyhorsesghost profile image

      Thomas Byers 7 years ago from East Coast , United States

      Your very welcome. I hope you make it and give it a try. Millionaires Pie is so delicious.

    • judydianne profile image

      judydianne 7 years ago from Palm Harbor, FL

      Sounds delicious. Thank you!

    • crazyhorsesghost profile image

      Thomas Byers 7 years ago from East Coast , United States

      Millionaires Pie is one of the most delicious cool whip pies ever. So tasty and delicious.

    • Godslittlechild profile image

      Godslittlechild 7 years ago

      Might have to go in the kitchen and make one of these! Yummy!

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